Buy-or-rent calculator
The calculator shows you how much you can save by buying a property compared to your current rent.
Enter your current rent including ancillary costs.
The listed purchase price plus any refurbishment and renovation costs.
If already known, enter the mortgage amount you wish to finance.
If this is still unclear, calculate with 80% of the purchase price entered above.
Monthly costs
Maintenance costs 0.5% of the purchasing price
without savings portion or amortisation
Monthly savings
Loan-to-value should not exceed 80%:
Buying a flat or house usually has a positive effect on your budget.
The reasons for this often lie in attractive financing without the investor’s share of the return, the tax savings and the fact that you can control the ancillary costs yourself.
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How does the buy-or-rent calculator work?
On the one hand, you enter your previous monthly gross rent. On the other hand, enter the expected purchase price for the future house or condominium. Be sure to summarise the actual price of the property here, including any conversion and renovation costs. Then add the amount of the planned mortgage. In most cases, this is around 80% of the purchase price at the time of purchase. Our calculator will show you whether buying or renting is more favourable for you. On the other hand, we calculate your monthly savings potential for the cheaper versus the more expensive option.
Frequently asked questions
Are you looking for the best conditions for your mortgage interest?
The MY HYPOTHECA team of experts is looking forward to an initial discussion
