The calculator shows you how much you can save by buying a property compared to your current rent.
Enter your current rent including ancillary costs.
The listed purchase price plus any refurbishment and renovation costs.
If already known, enter the mortgage amount you wish to finance.If this is still unclear, calculate with 80% of the purchase price entered above.
The reasons for this often lie in attractive financing without the investor’s share of the return, the tax savings and the fact that you can control the ancillary costs yourself.
Buying a home is often a decision with major financial implications. It is therefore important to be aware of the various aspects if you want to take out a mortgage. What do I need to look out for, what are the requirements and who can help me? Questions upon questions – our knowledge article provides the answers, simply and clearly.
How will mortgage interest rates in Switzerland develop in the coming months and years? Our assessments of mortgage rates help to understand current trends and put recent developments into perspective. We also venture a forecast.
On the one hand, you enter your previous monthly gross rent. On the other hand, enter the expected purchase price for the future house or condominium. Be sure to summarise the actual price of the property here, including any conversion and renovation costs. Then add the amount of the planned mortgage. In most cases, this is around 80% of the purchase price at the time of purchase. Our calculator will show you whether buying or renting is more favourable for you. On the other hand, we calculate your monthly savings potential for the cheaper versus the more expensive option.
If you do not yet have a specific property in mind and therefore no clear idea of the purchase price, our maximum purchase price calculator will give you the answer. It shows you how much your dream home may cost.
This depends on the one hand on the amount of your previous rent and on the other hand on the purchase price as well as your own funds and the negotiated mortgage interest rate. In addition to the purely financial aspect, there is also the emotional aspect – living in your own four walls is priceless.
The MY HYPOTHECA team of experts is looking forward to an initial discussion