As your personal contact, we accompany you from the evaluation of suitable financing partners to the mortgage conclusion. In doing so, we work together to maximise savings and minimise stress.
We know the market and present you with a comparison of attractive financing offers from over 50 providers. You choose from a bouquet of offers that we have negotiated hard. On average, our customers save over CHF 5,000 a year compared to their bank.
Together we analyse your financial situation and needs in order to create a sound basis for the offers.
Based on the analysis, we develop scenarios and work out the right strategy with you.
With our expert knowledge, we secure the best conditions for you.
You decide in favour of the optimum solution and save an average of over 5,000 francs per year.
There are many reasons why an independent advisor contributes to your savings. You can find some of the most important differences to the bank here:
Special conditions: Thanks to our volume, you receive conditions that are not available to individual customers. You also benefit from the negotiating expertise of our consultants.
Market knowledge and time savings: With access to over 50 financing partners, we know their criteria and the current market conditions. You get the best possible mortgage with just one contact partner.
Independent counselling: We are not tied to one financial institution and its products and can therefore provide you with comprehensive and independent advice.
Support throughout the entire process: We accompany you from the first contact to the conclusion of the contract and beyond.
The initial consultation, including analysis and strategy development, is free of charge. A base fee of CHF 290 is applied when obtaining offers. However, this fee is waived if you close your mortgage through MY HYPOTHECA.
When the mortgage is concluded, our fee is covered by the financing bank, as our service significantly reduces their workload. Our clients also benefit from better-than-usual interest rates due to the mortgage volume we place with banks each year.
MY HYPOTHECA impressed us with their expertise and commitment. They were always available and answered all our questions. Thanks to their help, we found the perfect mortgage offer that was tailored precisely to our needs.
Giovanna Macchia & Bruno Reis, Sempach, LU
At MY HYPOTHECA, I particularly appreciate the independent advice, fast service and clear customer focus. These qualities are crucial in finding the best possible financing for my real estate buyers.
Roger Möschler, Owner, RE/MAX Real Estate on Lake Zurich
Your MY HYPOTHECA expert will be happy to advise you on the following topics:
MY HYPOTHECA evaluates and negotiates the best offers for you from over 50 partners. In addition to the most attractive mortgage interest rate, we also pay attention to the most favourable conditions for you, such as amortisation amount. Our service is rounded off with pension advice.
Our initial consultation with comprehensive advice, analysis and strategy development is free of charge and non-binding. We only charge a basic flat rate of CHF 290 once we have received your order to obtain quotations, but this is waived if you conclude a contract with us.
After receiving the required documents, we can submit the first offers to you within 24 hours. Final negotiated offers take between 24 hours and 3 days.
Yes, we have many years of experience in this area and have access to excellent contacts with our specialised partners.
The MY HYPOTHECA team of experts is looking forward to an initial discussion