{"id":3515,"date":"2024-08-20T08:50:11","date_gmt":"2024-08-20T06:50:11","guid":{"rendered":"https:\/\/www.my-hypotheca.ch\/?page_id=3515"},"modified":"2025-11-25T17:14:55","modified_gmt":"2025-11-25T16:14:55","slug":"how-it-works","status":"publish","type":"page","link":"https:\/\/www.my-hypotheca.ch\/en\/how-it-works","title":{"rendered":"How it works"},"content":{"rendered":"\n
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How it works<\/h1>\n \n

As your personal contact, we accompany you from the evaluation of suitable financing partners to the mortgage conclusion. In doing so, we work together to maximise savings and minimise stress.<\/p>\n <\/div>\n <\/div>\n <\/div>\n <\/section>\n\n\n\n

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Compare, choose, save money<\/h2>\n<\/div><\/div>\n\n
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We know the market and present you with a comparison of attractive financing offers from over 50 providers. You choose from a bouquet of offers that we have negotiated hard. On average, our customers save over CHF 5,000 a year compared to their bank.<\/p>\n<\/div><\/div>\n\n\n\n

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Procedure<\/h2>\n \n \n
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1. analysis of your situation<\/h3>\n

Together we analyse your financial situation and needs in order to create a sound basis for the offers.<\/span><\/p>\n<\/div>\n <\/div>\n

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2. financing strategy<\/h3>\n

Based on the analysis, we develop scenarios and work out the right strategy with you.<\/span><\/p>\n<\/div>\n <\/div>\n

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3. negotiate offers<\/h3>\n

With our expert knowledge, we secure the best conditions for you.<\/p>\n<\/div>\n <\/div>\n

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4. choose a mortgage and save<\/h3>\n

You decide in favour of the optimum solution and save an average of over 5,000 francs per year.<\/p>\n<\/div>\n <\/div>\n <\/div>\n\n <\/div>\n <\/section>\n\n\n\n\n\n

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Our free guide
\r\n\u00ab1×1 of home financing\u00bb<\/h2>\n \n \n
\n Download now<\/a> <\/div>\n <\/div>\n\n
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Comparison with the bank<\/h2>\n \n

There are many reasons why an independent advisor contributes to your savings. You can find some of the most important differences to the bank here:<\/p>\n \n

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Comparison with the bank<\/caption>\n
<\/th> \n Financial institution<\/th>\n MY HYPOTHECA<\/th>\n <\/tr>\n <\/thead>\n
Award criteria<\/td> \n Fixed banking criteria of the employer<\/td> Wide range of criteria thanks to a large number of partners<\/td> <\/tr>\n
Product selection<\/td> \n Limited number of products<\/td> Wide selection of mortgage and pension products<\/td> <\/tr>\n
Speed<\/td> \n Regular bank advisor with many different areas of responsibility<\/td> Direct access point to mortgage specialists<\/td> <\/tr>\n <\/tbody>\n <\/table>\n\n <\/div>\n\n <\/div>\n <\/section>\n\n \n\n\n\n \n
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With two reasons for your advantageous conditions at MY HYPOTHECA:<\/h3>\n \n
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